Important Local-First Money and Document Tools

Emergency Handoff

Start here. Workbook sections are internal modules of one handoff product, not separate standalone tools.

Emergency Workbook

Create the private family handoff file with contacts, first steps, money map, insurance, loans, assets, important documents, claim readiness, monthly payments, digital recovery, review, and export.

• Workbook includes: Emergency contacts, First 7 Steps, Money Map, Assets and Net Worth, Insurance, Loans and Liabilities, Important Documents, Claim Readiness, Monthly Payments, Digital Recovery

• XLSX export
• Encrypted backup
• Printable pages

Included capabilities

• Printable handoff pages
• Encrypted editable backup
• Claim readiness review

Statement Review

Use these when bank or card statement rows need local review before the workbook is updated.

Statement Analyzer

Analyze one or many text-based statements, including password-protected PDFs with per-file passwords, to find recurring debits, likely transfers, and month-over-month changes.

• PDF/CSV/TXT
• Multi-account
• XLSX report

Included capabilities

• Recurring payment detection
• Multi-account transfer cleanup
• Month-over-month statement comparison

Renewals

Use these when known subscriptions, repeat bills, memberships, software, telecom, or household services need a manual review without importing a statement.

Private Renewal Planner

Track known subscriptions, renewal dates, notice periods, cost changes, reminders, and encrypted resume files without linking an account.

• No statement needed
• Renewal reminders
• Encrypted resume

Included capabilities

• Known bill and renewal review
• Prior CSV cost comparison
• CSV, ICS, and encrypted snapshot exports

Loan Planning

Use these when a loan decision needs a practical cash-buffer view, not just an interest-saving number.

Loan Prepayment Reality Checker

Compare loan prepayment scenarios against cash buffer, runway, rate stress, same-EMI payoff, lower-EMI relief, and delayed prepayment.

• No upload
• Cash buffer
• XLSX report

Included capabilities

• Same-EMI and lower-EMI comparison
• Emergency cash runway check
• Rate stress and delayed-prepayment review

Document Organization

Use these when the problem is messy financial documents, folders, naming, claim packs, tax packs, or proof bundles.

Financial Document Pack Builder

Organize messy financial files or folders into purpose-based ZIP packs with safe names, readiness checks, an XLSX index, report, checklist, and checksums.

• Folders
• ZIP pack
• Readiness report

Included capabilities

• Safe file names
• Tax, loan, visa/rental, claim, and handoff packs
• XLSX index, report, checklist, and checksums

Finance Data Repair

Use these when finance exports break in Excel, accounting uploads, ecommerce reports, payout files, or tax worksheets.

Finance CSV Doctor

Repair finance CSV encoding, delimiter, duplicate row, currency, long ID, leading zero, formula-risk, date, tax-ID, and broken-column issues before Excel or upload workflows.

• CSV/TSV/TXT
• Excel-safe
• XLSX report

Included capabilities

• Encoding and delimiter repair
• Excel-safe long IDs and leading zeroes
• Duplicate-row, GSTIN-like tax-ID, formula-risk, date, and broken-column checks

This page is the main directory for Private Finance Kit tools. The workbook remains the core handoff product, while the supporting tools help clean money data, review loan decisions, organize document packs, and repair finance CSV files before export.

Each tool is designed to run locally in the browser where possible, with no signup required for the core workflows.

• Emergency Workbook for family handoff readiness
• Statement Analyzer for recurring payments and multi-account review
• Private Renewal Planner for known recurring services
• Loan Prepayment Reality Checker for interest saved versus cash-buffer review
• Financial Document Pack Builder for structured ZIP packs
• Finance CSV Doctor for Excel and upload repair workflows

The header groups tools by the job a user is trying to finish. Handoff stays as the core workbook. Statements, renewals, loans, and files and data each get their own expandable topic so more tools can be added later without mixing unrelated workflows.

• Handoff for the emergency workbook
• Statements for bank and card statement review
• Renewals for known recurring costs
• Loans for prepayment and cash-buffer checks
• Files and data for document packs and CSV repair
• Blog guides for long-form explanations and Search content